Wichita Bankruptcy Attorneys
Providing Debt Relief for Sedgwick County Residents
At Beall & Mitchell LLC, we help people file for bankruptcy relief under the Bankruptcy Code. The assistance provided to clients may involve bankruptcy relief under the Bankruptcy Code, Title 11 of the United State Code. Our Wichita bankruptcy attorneys can help you to choose the kind of bankruptcy that best meets your needs.
For a Chapter 7 bankruptcy, all of your unsecured debt will be discharged and a trustee will be appointed to your property. Any of your property with significant value will be sold, and the proceeds are used toward your debt to creditors. Though a Chapter 7 bankruptcy does not cancel existing liens or mortgages, the debts do remain discharged. Additionally, if you have property that you would like to keep, you will continue to pay the debts on that property, signing a reaffirmation agreement confirming that the debt will remain.
Filing for a Chapter 13 bankruptcy means that your debt will be consolidated and restructured into more manageable payments. To qualify, you must have a source of regular income and agree to pay a part of it to your creditors. A critical aspect of Chapter 13 is presenting to the court a budget plan that you can fulfill.
Contact Our Bankruptcy Attorneys Today
If you have fallen behind in your payments and feel like you’ll never catch up, bankruptcy can help you get a fresh start. Additionally, we offer flat fee bankruptcy services with additional payment plans available to fit the specific needs of every individual client.
Come to our law offices today; call our Wichita bankruptcy lawyers at (316) 842-4014 to schedule your free consultation.